Your 20’s are filled with milestones and new experiences. Moving out of home (actually does anyone do that anymore?) finishing uni, getting a job, falling in love, music festivals, falling out of love, travel…the list goes on.

In finance, we love an acronym and one that you may be hearing more frequently is that of the ETF. Exchange Traded Funds (ETF’s) are one of the fastest growing investment products in the world today.

They offer investors a simple and cost effective way to achieve significant diversification in their investment portfolios. They kind of blend the benefits of managed funds and shares together.

Oh baby it’s hot, hot, hot! With summer well and truly underway chances are you have all been enjoying the great outdoors, especially during the festive season! Cancer Council Australia has taken this opportunity to remind all Australians that protecting themselves when the UV levels are 3 or above is vital in preventing skin cancer*. Despite the campaigns, we all know the stats aren’t great:

With a new year approaching everyone is talking about setting new goals but for some people setting goals is difficult and many people just don’t know how to go about it.

I will share with you some of the tips I have learned on the goal setting process:

The first step is the best part – start off by thinking about your ideal life – what would it look like, how much money would you earn, what kind of lifestyle would you create, how healthy are you. Importantly, what about your wealth? How much do you want to save and accumulate in your working lifetime?