What does retirement mean to you? I talk to a lot of people about retirement. In fact, my life’s work and purpose is all about getting you to your best retirement. But I think the concept of retirement is changing and I wanted to share a few ideas to get you thinking about this too.
Many couples ask us about investing on behalf of their children or grandchildren. Children can be gifted with money when they are born, or parents may choose to put aside funds for their education or future needs at an early age. Whatever the reason, there are several options and each of these options needs to be explored in detail to ensure it provides you with the most suitable outcome.
Australia’s household debt to income ratio has hit nearly 200% according to the Australian Bureau of Statistics. Credit card debt is a small proportion of this figure as its mostly attributed to mortgages for homes and investment; however, credit card debt is one of the hardest debts to overcome.
All asset classes have their day in the sun. We are all familiar with the current property boom and even equities markets have performed well in recent times. Given the performance these growth assets have seen in recent years the fixed income players may have fallen under the radar for many investors. Is fixed income still valid in your portfolio? Let’s take a little look at this asset class.
More than ever I hear people saying “I earn a good wage but I have no idea where my money goes”. Does this sound like you? Or someone you know?